Frequently Asked Questions
? Is the loan really free?
Yes. No fees, no interest. The VISA NGO is a humanitarian initiative.
? Why create a collection bank account?
This is a technical requirement from our partners to ensure that funds are used only for the purpose of the pro
? How long will it take to receive my credit?
Within 48 to 72 hours after validation and creation of the recovery account.
Is there a guarantee to provide?
No. No material or financial guarantee is required.
? Who can benefit from this free financing?
Any adult, legally residing in their country, and in genuine need of financing can apply. Priority is given to individuals in difficult circumstances, entrepreneurs, students, and low-income families. No distinction is made based on religion, gender, or social background.
? What documents do I need to provide to apply?
You must provide:
A valid ID (national identity card, passport, residence permit, or any other suitable document),
Proof of residence (bill or certificate),
A clear description of your needs or project,
Possibly, proof of income (optional)
A passport photo is required
? Is my information safe?
Yes. All your personal data is strictly confidential and secure. It is never shared or resold. Our NGO complies with data protection standards..
? Can I receive funding in a bank or mobile account?
Yes. Credit can be transferred to a traditional bank account, a prepaid card, or via a mobile money transfer service, whichever is most convenient for you.
? Can we reapply after reimbursement?
Yes, if your first loan was well managed, you will be given priority for further assistance.